Bali pension retirementThis question seems to come up often on forums, so I thought I would do a post on it. Can you get the Australian pension in Bali, and if so can I get the full amount? Please use this article as a general guide. The rules change often so it is best to check with Centrelink themselves by calling them or consulting their website.

The good news is that you can get the Australian age pension while living in Bali or anywhere else overseas. You need to apply for the pension first in Australia. There are some countries where you can apply from outside of Australia, but Indonesia is not one of them.

If you plan to move to Bali, you need to notify Centrelink. For trips under 6 weeks, there is no need. After 6 weeks living outside of Australia, you lose your supplements and you will be paid the overseas rate. After 26 weeks you will be paid depending on how long you have lived in Australia from the age of 16 to the retirement age. If it is less than 35 years then, you will receive proportionate amount.

The trap for many is, if you move overseas before applying for the pension, when you go back to Australia to apply, you need to live in Australia for at least two years.

The rules keep changing and becoming more restrictive for pensioners. I wouldn’t be surprised if one day you cannot even claim the pension overseas – there has certainly been talk of this in government circles. If you are 10+ years from retiring and have your heart set on living in Bali, then I would suggest saving as much as you can now and investing it, so you aren’t relying on the government.